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Engagement Ring Insurance

It is human nature to take some things for granted. Some of us are accused of eternal paranoia, but most of us don’t really expect to getting robbed, losing things or face accidents. However, it would be unwise to not invest in insurance! Insurance gives you the peace of mind that can’t be replaced. Especially when things precious to you are concerned, it is satisfactory and safe to have insurance. An engagement ring is no exception.

Barron's Fine Jewelry

The following article on Engagement Ring Gurus talks about this in more detail.

ENGAGEMENT RING INSURANCE: THE GIFT THAT KEEPS GIVING

When it comes to taking care of your expensive items such as your car, your boat or even your house, you don’t take the short road. Purchasing insurance for the sole purpose of  peace of mind and any accidents that may occur applies all of these examples and more. So wouldn’t it make sense to purchase insurance on your diamond engagement ring? Of coarse it would!There are a few options to go about insuring your engagement ring. Engagement ring insurance can be purchased as an extension for your renters or homeowners policy. Both of these policies cover the items in your home, but only up to a certain amount. Expensive items such as engagement rings, family valuables, and electronic appliances are only covered through an insurance policy extension that covers these particular items. Another way to go is to find a company that specializes in jewelry insurance, depending on the company you choose, they may offer more coverage than others. So do your research and pick the right plan for you! See full post here

We advise our readers to opt for insurance for their engagement rings. Regardless, here is an immense collection of beautiful high quality engagement rings from Hello Diamonds.

Gold is the bright spot in commodities rout but 2016 forecasts are divided

The precious metal has traditionally been a safe haven for investors at times of market turmoil but it also thrives at times of inflation, which remains low

Gold prices started 2016 with a glimmer, rising to two-month highs in the wake of the Chinese stock market rout and the ripple effects it caused in European and US markets.

After touching an all-time nominal high of more than $1,900 an ounce in 2011, gold values have generally declined. Since 2013, the yellow metal posted annual losses. Investor interest soured amid the commodity rout and a stronger US dollar, but so far in 2016, gold has resumed its traditional role as a safe haven in times of financial turmoil.

Its role as a de facto insurance policy allowed gold to buck the commodity sell-off as the new year dawns industrial commodities like crude oil and copper were pressured hard by the worries over China, which is the biggest commodity consumer.

As such, the metals outperformance of almost every other investment this year has turned some heads. Last week gold prices rose over $1,100 an ounce in New York for the first time since November at the height of Chinese concerns, although they have pulled back to about $1,077 as concerns abate for now. But theres some discussion about whether its shining start is the beginning of a rebound or just a temporary bounce.

Those who see a modestly higher path for gold said US dollar pressure may wane in the coming months, while others say the general deflationary commodity environment is negative for gold prices.

The impact of further Federal Reserve interest rate hikes is also debated, as some suggest that since the Fed has finally acted, the market can focus on other factors. However, others say even modestly higher interest rates make gold undesirable versus other safe investment choices like US Treasuries, since the metal has no yield.

James Steel, chief precious metals analyst at HSBC, says he is moderately bullish on gold, with a 2016 average price forecast of $1,205. In addition to the safe-haven buying, gold offers non-US buyers a currency play.

Its one way to hedge yourself against a weaker domestic currency since it reflects a dollar value, he said.

He was also impressed that gold did not sell off sharply after a stronger-than-expected US jobs figure and has held up despite oils drop to 12-year lows. His higher 2016 price forecast is based on the idea that the US dollar will soften and emerging market demand will improve later this year.

Kevin Grady, owner of Phoenix Futures and Options, said the rebound in gold inspired some light investor interest again in the futures market.

When the stock market would have its big down days, in gold we would start to see some buying come in. It seems as if people are picking at it, he said.

Purchases of gold-backed exchange-traded funds also rose. The largest of these ETFs, SPDR Gold Shares (GLD), witnessed nearly a 10 metric-ton increase from 31 December to 11 January, to 651.68 tons.

The Chinese lunar new year may also spur gold-buying in Asia which could support prices, too.

The question is: will investors stay? Despite the gains, many gold-market watchers say the rally is transitory because of the lack of inflation. Gold feeds on inflation, and without its favorite food, the metal may be on a diet for now. Barclays still pegs its 2016 average price at $1,054 an ounce, just off the 2015 low of $1,050.

Rob Haworth, senior investment strategist for US Bank Wealth Management, said the deflationary risks in Europe and the low oil and gasoline prices in the US make it hard to see any inflation. Plus, the January jobs data gives the Fed room to raise rates. He sees gold prices weaker through mid-2016.

He said he would change his mind if the market starts to believe the central banks, and inflation expectations rather than headline inflation itself start to tick up. That will start to change our view on gold to more neutral.

Rohit Savant, director of research with commodities consultancy CPM Group, said gold prices could rise a touch from here. His average 2016 gold price is $1,140, saying with the Fed finally on the path of raising rates, gold no longer has that specter hanging overhead.

The problem for gold is there is no new information to push prices either way, leaving it stuck between the negative and positive factors long worked into prices, he said.

Despite gold moving to two-month highs, its not likely to be the sexy investment of a few years ago. Grady said he cant get excited about gold until it rises above $1,205 because that was an area of heavy trading activity when prices were falling, and will probably be difficult for the market to rise above.

Those are key numbers. The problem is those numbers are $100 away, he said.

Read more: http://www.theguardian.com/business/2016/jan/15/gold-commodities-rout-2016-forecasts-price

 

Barron’s Fine Jewelry of Snellville, GA offers high quality Engagement Rings, Wedding Bands, Certified Loose Diamonds and Bridal Jewelry. Shop online: Barron’s Fine Jewelry 

Halo Engagement Rings

There are many cuts and designs of diamond rings preferred throughout the jewelry business. Today, we’ll take an in-depth look at the halo design – a classic design that never seems to fail at upholding the dreams of certain women.

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Lizrlj from Designers and Diamonds takes us on a journey through some spectacular halo engagement rings.

HALO ENGAGEMENT RINGS I JUST CAN’T GET ENOUGH OF

Halo engagement rings – they’re not for everyone. But for some brides, they’re the be-all, end-all! And today, I’m focused on them. The allure of the halo isn’t going anywhere, not when they exist to make every diamond look bigger and sparklier. Not when they’re in the corner of many an Insta shot, commanding all attention with serious bling. And not when brands like Verragio, A. Jaffe and Tacori just. keep. making them so delicious. So here are a few of my favorite rings, specifically, those gorgeous halo pieces that have so many women saying “YES!” See full post here

Rm1301ps-14k White Gold Halo Engagement Ring

Dominated by round and soft square cuts of diamonds, halo rings also look gorgeous with a princess cut diamond. What’s your take on halo rings? Tell us all about it in the comments below.

Check out our brilliant collection of Halo Engagement Rings:  http://www.barronsfinejewelry.com/engagement-rings/halo

How to Stack Your Rings

Stackable rings is the latest trend to hit the jewelry game and that can elevate your outfit in an instant. Here’re some tips to help you carry the trend.

In the following article by Amanda Holstein, she explains in detail that there’s no such thing as too many rings and inspire you to pull off the latest jewelry trend.

3 Ways to Stack Your Rings

While the arm party had its well-deserved phase, there’s a new party to celebrate nearby. I’m talking about stacked rings. Generally, I’m not one to wear a ton of jewelry. I have my everyday pieces (yes, those include friendship bracelets), my go-to diamond studs, and a rotation of delicate necklaces, rings are quickly becoming a staple as well. While one or two are nice, piling on the rings can really make a statement — one you can pull off on the daily. Find out which look works best for you.

If you want a look you can include in your everyday routine, try this little combination. Choose 4-6 delicate rings, particularly ones that have some meaning to you. The California ring on my left hand always makes me happy (thanks, Tab!). Try a set of 2-3 that you can stack together on one finger, then space out a couple more. For everyday wear, I like to stick to my pointer, middle, and ring fingers. Just make sure not to have a symmetrical look on each hand. See full post here:

Your look will feel more comfortable if you wear your smaller rings on top and your heavier statement rings on the bottom, but it’s just a matter of personal taste.

Shop latest Jewelry trends:http://www.barronsfinejewelry.com/